The Delta SkyMiles® Reserve American Express Card is designed for those deeply invested in the Delta ecosystem. With a hefty $650 annual fee, it demands careful consideration, but for loyal Delta customers, the benefits can easily justify the cost. This card isn’t about maximizing rewards on everyday spending; it’s about elevating the travel experience and accelerating elite status.
Core Benefits and Value Proposition
The Reserve Amex provides access to exclusive perks, including Delta Sky Club lounge access, complimentary checked bags (for the cardholder and up to eight companions), and an annual companion certificate. The companion certificate alone can offset much of the annual fee, especially when redeemed for first-class or international flights.
Delta flyers who prioritize comfort and convenience will find this card invaluable.
The card also offers:
- Priority boarding (Zone 5)
- 15% off award redemptions
- 20% back on in-flight purchases
Maximizing Statement Credits
Beyond the core perks, the card features a robust suite of statement credits:
- Delta Stays: Up to $200 annually.
- Global Entry/TSA PreCheck: $120 every four years or $85 every 4.5 years.
- Resy: Up to $240 annually at participating restaurants.
- Ride-Hailing: Up to $120 annually with eligible providers.
These credits require proactive tracking to avoid leaving money on the table, but diligent users can significantly reduce their effective annual fee.
Earning Elite Status Faster
The Delta Reserve Amex accelerates Medallion Qualification Dollar (MQD) earning:
- 1 MQD per $10 spent: No spending cap.
- 2,500 MQD boost: Received at the start of each Medallion Year.
This makes it easier to reach Silver, Gold, Platinum, or Diamond status, unlocking perks like upgrades, priority boarding, and waived baggage fees.
The Fine Print: Downsides to Consider
The $650 annual fee is substantial. If you rarely fly Delta or don’t utilize the statement credits, the card’s value diminishes rapidly. The earning rate of 1 mile per dollar on non-Delta purchases is also unremarkable compared to other travel rewards cards.
This card isn’t for casual travelers; it’s for those committed to the Delta experience.
Current Welcome Offer: A Strong Incentive
As of April 1, 2024, new applicants can earn up to 125,000 bonus miles by meeting spending thresholds:
- 100,000 miles after $6,000 in purchases within the first six months.
- 25,000 additional miles after another $3,000 in spending.
This is one of the highest bonuses ever offered on this card, making it an opportune time to apply if you meet the spending requirements.
Alternatives to Consider
If the Reserve Amex doesn’t fit your needs, explore these options:
- American Express Platinum: Offers higher earning rates and Membership Rewards points transferable to Delta.
- Delta SkyMiles Platinum Amex: A lower annual fee with basic perks like a free checked bag.
- Delta SkyMiles Reserve Business Amex: Separates personal and business expenses while offering similar benefits.
Final Verdict
The Delta SkyMiles Reserve American Express Card is a powerful tool for frequent Delta flyers who prioritize lounge access, elite status, and convenient travel perks. The high annual fee is justified only if you actively maximize the benefits and statement credits. For dedicated Delta customers, this card remains a top contender in the airline rewards landscape.
