The InKind app offers a straightforward way to get 20% (or more) back on dining at over 5,500 restaurants across major US cities. Unlike many rewards programs, InKind focuses on quality establishments rather than incentivizing cheap meals. The app’s simplicity and flexibility make it a standout choice for frequent diners looking to maximize savings.
How InKind Works: A Detailed Breakdown
InKind operates by partnering directly with restaurants, providing them with financing in exchange for dining credits. This model differs from traditional dining rewards programs that simply take a cut of the bill. The app is designed for seamless integration, with no reservations or special notifications required at participating restaurants, all of which use the Toast payment platform.
There are multiple ways to save:
– Referral Bonuses: New users can get $25 off their first $50+ meal with a referral link.
– 20% Cash Back: Every InKind transaction earns 20% back in credits, excluding tips, fees, or discounts used.
– Discounted Credit Purchases: InKind frequently offers bulk credit purchases at significant discounts (25% to 45%), ideal for regular users.
– Promotions & Offers: Users can stack rewards by utilizing credit card bonuses (like Amex Offers), seasonal promotions, and targeted deals from InKind. Costco often sells discounted InKind credits too.
A Real-World Example
Using InKind at a restaurant like Ghee Indian Kitchen involves no extra steps: after receiving the check, the user opens the app, enters the check number, selects a tip amount, and pays through their linked card or existing InKind balance. The transaction processes smoothly on the backend, with no server intervention needed. For example, a $123.58 meal could save around $43 with a 35% credit bonus or $25 with the standard 20% cash back.
Maximizing Your Savings: Credit Card Strategy
All InKind purchases are categorized as dining, ensuring full credit card rewards. Using a card that maximizes dining bonuses (e.g., American Express Gold) means you don’t sacrifice additional points while saving with InKind.
Is InKind Right for You?
InKind is a valuable tool for anyone who frequently dines at participating restaurants in major cities. The app’s simplicity, flexibility, and potential for significant savings make it a no-brainer for those looking to maximize their dining budget.
The key to getting the most out of InKind is taking advantage of the referral bonuses, bulk credit purchases, and stacking promotions with credit card rewards.
